Interest rate and annual percentage yield (APY) current as of 09/18/2025.
18 Month IRA(*) (**)
| Balance | Interest Rate | APY |
|---|---|---|
| $10 | 3.00% | 3.00% |
$10 minimum deposit to open account.
60 Month IRA and 60 Month Roth IRA(*) (**)
| Balance | Interest Rate | APY |
|---|---|---|
| $1,000 | 3.25% | 3.25% |
$1,000 minimum deposit to open account.
12 Month Roth IRA(*) (**)
| Balance | Interest Rate | APY |
|---|---|---|
| $25 | 3.25% | 3.25% |
$25.00 minimum deposit to open account.
Balance: The amount of principal in the account each day.
*The interest rate and annual percentage yield may change after account opening.
**A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.